Colonial Supplemental Insurance. For what happens next
Terrell Joyner, MBA

330 Whitney Ave Suite 600
Holyoke, MA 01040
Cell (413) 455-6190
Customer Service (888) 623-6236
Fax (413) 539-2300

If you are a current policyholder and have questions about how COVID-19 will impact your policy or claim, you can learn more at or call customer service directly at 1-800-325-4368
Voluntary Benefits
Colonial Life is thankful for how you are serving the community. It’s times like these we want to make sure you have the resources and information you need regarding your insurance programs.

Open Enrollment for these plans will be held virtually throughout the months of April and May. All employees hired in the last 12 months are urged to set up an appointment with a benefits counselor to learn about your options and make an educated decision. If you are a current policyholder, Open Enrollment is also the time to add, change or simply just review your coverage.


As a result of COVID-19, we are seeing people very concerned about their financial protection. Your voluntary benefits package can help! Several of Colonial's plans provide financial protection should you become sick and unable to work due to the virus. If you are unsure of your coverage or would like to learn more about new coverage, please reach out to our representative directly.
Colonial Representatives:

Terrell Joyner
Rob Houle
The following benefits are available through Colonial Life:

Short Term Disability Insurance helps you pay everyday living expenses and out-of pocket expenses not covered by major medical plans. This plan provides a monthly benefit to replace your income if you are unable to work due to a covered disability. Choose among a variety of plans. FOR THIS OPEN ENROLLMENT ONLY - SHORT TERM DISABILITY WILL BE OFFERED ON A GUARANTEED ISSUE BASIS.

Accident Insurance helps offset unexpected medical expenses, such as deductibles and co-payments that can result from a fracture, dislocation or other covered accidental injury.

Cancer Insurance helps offset the out-of-pocket medical and indirect, non-medical expenses related to cancer that most medical plans don’t cover. This coverage also provides a benefit for specified cancer-screening tests.

Complimentary benefits available when you speak with a benefits representative:
WellCard saves you money on things like:
Doctor office visits
Prescription drugs
Vision and hearing products and services
Medical bill help
Speak to a Doctor 24/7/365 by phone or email
Lab work, MRI and X-rays
and also includes lifestyle and entertainment discounts for the whole family!
With most of our insurance plans:
  • Benefits are paid directly to you, unless you specify otherwise.
  • You can continue coverage with no increase in premium when you retire or change jobs.
  • You’re paid regardless of any other insurance you may have with other insurance companies.
  • Coverage is available for your spouse and dependent children.
Colonial Life | 1707 Northampton Street, Holyoke, MA 01040
  1. Short Term Disability
  2. Accident Insurance
  3. Cancer Insurance